TFSA, RRSP, FHSA, ETFs, MERs… If the words alone make you put it off, this hour is for you. I explain how it all works in plain language, so you understand what you have and can take the next steps on your own.
CA$200 flat, plus applicable taxes. A one-hour, one-on-one educational session by video call, in English or Spanish.
Education, not advice
This is an educational session. I don’t review your accounts, tell you what to buy, or manage anything for you. I show you how the pieces work, walk through examples, and answer your questions so you understand the concepts, and then you go on to make your own decisions.
Who this is for
- You have a TFSA or RRSP but aren’t sure what it actually is or how it works.
- You’ve heard about ETFs and index investing and want someone to explain them simply.
- You’d rather learn it once, properly, than read fifty contradictory articles.
What you’ll learn
- The accounts. What a TFSA, RRSP and FHSA are, how contribution room works, and why an account is just a container, not an investment.
- The investments. What stocks, bonds and ETFs are, what fees like the MER mean, and how compounding works over 10 or 20 years.
- Risk, explained simply. Why prices move every day, what that does and doesn’t mean, and how time changes the picture.
- How the platforms work. A guided tour of how online investing platforms are organized, so the screens and buttons stop being intimidating.
- Your questions. Time to ask anything you’ve been wondering about, in plain words.
What you leave with
- A clear understanding of the main account types and how investing works.
- The vocabulary and confidence to read your own statements and platforms.
- A short written recap of the concepts we covered, sent after the session.
What this session is not
- Not financial, investment, tax or legal advice, and not a review of your personal accounts or portfolio.
- No recommendations to buy or sell any specific product, and no money management.
- I never ask for your passwords or access to your accounts. Every decision and every step stays yours.
About me
I’m Adrian Toro, an entrepreneur based in Ottawa-Gatineau and the writer behind InfoEPlus. I’ve been learning about and practising investing for more than 20 years, and I founded a personal-finance education community in Caracas built around the CASHFLOW game and financial workshops. These sessions grew out of friends asking me to sit down and explain how it all works, one hour at a time.
How to book
Pick a time that works for you on my booking calendar. You’ll get a confirmation with the video call link. Need to move it? Just let me know at least 48 hours ahead.
This session is general financial education only. I am not a registered or licensed financial advisor, and nothing shared in the session is personalized investment, tax or legal advice or a recommendation about any specific product. All investing involves risk, including the possible loss of capital. You are responsible for your own financial decisions; for advice specific to your situation, consult a licensed professional.
