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You’ve probably heard of Warren Buffett. But value investing isn’t just about him, it’s about how you think. It’s not about chasing the hottest stock or timing the market. It’s about buying great businesses, at fair or discounted prices, and letting time do the work. Since 2019, I’ve been traveling to Omaha (except during the… Read more: What is Value Investing? A Beginner’s Guide (From a Buffett Fan Who’s Actually Been to Omaha)

Not all investment income is created equal. Some income you control. Some shows up in your account whether you want it or not. And when tax season rolls around, the difference between capital gains and dividends can start to matter a lot more than it did when you first hit “buy.” Whether you’re investing through… Read more: Capital Gains vs. Dividends: Which One is Better?

Emergencies don’t wait, and unexpected situations come without notice (tariffs anyone?), so you should plan towards them in a senseful way. If you’ve ever Googled how much money should I have in an emergency fund, you’ve probably run into the same vague advice: “3 to 6 months of expenses.” Cool. But what does that actually… Read more: Emergency Funds: How Much Do You Really Need in 2025?

Your credit score is pure leverage. It is key for your ability to get a mortgage, qualify for better interest rates, even get approved for a rental or job. So, improving your score isn’t a wasted effort and the great news is that there are real, repeatable moves you can make that actually work. I’ve… Read more: Increase your Credit Score in Canada: Some Useful Hacks

Getting a big RRSP refund feels great… but then what? If you’re like most Canadians, that tax refund hits your account and the first thought is, “Nice. Extra money.” But if you’ve been following this blog, you already know, that refund isn’t a bonus. It’s not free money. It’s recycled capital that you get to… Read more: Maximize Your RRSP Refund: What to Do With It

Taxes aren’t fun for most people, I know, my own circle consists of family and friends that actually look for me every year to do their taxes… (yes, I enjoy it this much!) but you know what, Taxes are one of the biggest expenses we face. The good news is that, unlike your rent or… Read more: 5 Tax Loopholes Most Canadians Don’t Use (But Should)

Let’s be honest, most budgeting systems don’t stick. They either feel too rigid (tracking every coffee) or too vague (just “spend less”). I’ve been there. When I first started getting serious about my finances, I needed something that gave structure without turning me into a spreadsheet zombie. That’s where the 50/30/20 rule came in. It’s… Read more: The 50/30/20 Rule: Smart Budgeting for Long-Term Thinkers

I get it… even smart, financially curious people get confused when it comes to TFSA vs RRSP. I’ve had conversations with friends, clients, and coworkers where we end up talking in circles because the surface-level advice just isn’t enough. “TFSA is tax-free.” “RRSP gives you a deduction.” Okay… but what should you actually do? This… Read more: TFSA vs RRSP: Which Should You Use First?

Most people hear “budgeting” and immediately think of spreadsheets, restrictions, and cutting back on lattes. No wonder it doesn’t stick. But what if you approached your budget the way Warren Buffett approaches investing? Buffett, and his lifelong business partner Charlie Munger, aren’t just stock pickers. They’re value seekers. They focus on what matters, avoid what… Read more: How to Budget Like a Value Investor